Privacy Policy

PRIVACY NOTICE FOR SAVEAPPS LLC

Effective Date: 02/07/2025

SaveApps LLC (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Notice explains how we collect, use, disclose, and safeguard your personal data when you interact with our budgeting application and related services (“Platform”).

Have questions? This document outlines your privacy rights and our data practices. If you disagree with these practices, please discontinue use of our Platform. For questions, reach out to support@saveapps.co.

KEY PRIVACY HIGHLIGHTS

Data We Collect: We gather information you provide directly, usage data from your interactions with our Platform, and device information when you use our mobile application. Contact support@saveapps.co for details.

Sensitive Data Processing: We handle financial information only when essential for our services, with appropriate consent, or as legally permitted. Contact support@saveapps.co for more information.

Third-Party Information: We may obtain data from external sources including public records, advertising partners, and social platforms. Contact support@saveapps.co to learn more.

Processing Purposes: Your data helps us operate our Platform, enhance user experience, provide customer support, ensure security, prevent fraud, and meet legal requirements. We only process data when we have valid legal grounds. Contact support@saveapps.co for specifics.

Information Sharing: We share data only in limited circumstances with specific parties as outlined in this notice. Contact support@saveapps.co for details.

Security Measures: We implement technical and organizational safeguards to protect your information, though no system is completely secure. Contact support@saveapps.co to understand our security practices.

Your Rights: Based on your location, you may have various rights regarding your personal data, including access, correction, and deletion rights. Contact support@saveapps.co to learn about your rights.

Exercising Rights: Contact support@saveapps.co to exercise your privacy rights. We’ll respond according to applicable privacy laws.

For our complete privacy practices, contact support@saveapps.co.

DATA COLLECTION PRACTICES
HOW WE USE YOUR INFORMATION
LEGAL BASIS FOR DATA PROCESSING
INFORMATION SHARING AND DISCLOSURE
DATA RETENTION POLICIES
SECURITY SAFEGUARDS
YOUR PRIVACY RIGHTS
DO-NOT-TRACK SETTINGS
CALIFORNIA PRIVACY RIGHTS
POLICY UPDATES
CONTACT INFORMATION
DATA ACCESS AND MODIFICATION REQUESTS

1. DATA COLLECTION PRACTICES

Information You Provide

Overview: We collect data that you voluntarily submit to us.

When you create an account, request information about our services, use Platform features, or contact our team, you may provide:

User-Provided Information: The specific data we collect varies based on your Platform usage and includes:

Full names
Email addresses
Account usernames
Login credentials

Financial Information: With your consent or as legally allowed, we process:

Banking and financial account data

Payment Information: For paid services, we collect payment details such as card numbers and security codes. Payment processing is handled by Apple, whose privacy terms are available at: https://www.apple.com/legal/internet-services/terms/site.html.

When using account synchronization features, your banking login credentials are used only when you manually enter them and are not stored by our application, Salt Edge, or Plaid by default. You may choose to have these credentials stored by Salt Edge or Plaid.

Application Information: When using our mobile app, we may collect:

Device Information: Automatically collected data includes device identifiers, model, manufacturer details, operating system information, version data, configuration details, application identifiers, browser information, hardware specifications, internet service provider data, mobile carrier information, and IP addresses. For mobile users, we also collect network information, platform details, device types, unique identifiers, and feature usage data.
Notification Preferences: We may send push notifications about your account or app features. You can disable these in your device settings.

This data enables Platform security, operation, troubleshooting, and internal analytics.

All provided information must be accurate and current. Please notify us of any changes.

Automatically Collected Information

Overview: Certain data is collected automatically during Platform use.

We automatically gather information during your Platform interactions. While this data doesn’t identify you personally, it includes device and usage details such as IP addresses, browser characteristics, operating system information, language settings, referring websites, device names, location data, Platform usage patterns, and technical information. This supports Platform security, operation, and internal analytics.

Collected Data Types:

Activity Logs: Service-related diagnostic and performance data automatically collected during Platform access, stored in log files. This may include IP addresses, device details, browser information, settings, Platform activity (timestamps, viewed content, searches, feature usage), system events, error reports, and hardware configurations.
Device Information: Data about computers, phones, tablets, or other devices used to access our Platform, potentially including IP addresses, device identifiers, location data, browser types, hardware models, internet service providers, mobile carriers, operating systems, and system configurations.

2. HOW WE USE YOUR INFORMATION

Overview: We process your data to deliver our Platform, improve services, communicate with you, ensure security, prevent fraud, and comply with legal obligations. Additional processing occurs only with your consent.

Processing Activities:

Account Management: Creating and maintaining your account, enabling login functionality, and keeping accounts operational.
Service Delivery: Providing requested Platform features and functionality.
Customer Support: Responding to inquiries, resolving issues, and providing assistance with Platform use.
Communications: Sending service updates, policy changes, and administrative information.
Safety Protection: Processing data when necessary to prevent harm to individuals.

3. LEGAL BASIS FOR DATA PROCESSING

Overview: We process personal data only when legally justified under applicable law, including with your consent, for contractual obligations, legal compliance, rights protection, or legitimate business interests.

European Union and United Kingdom Residents

The GDPR and UK GDPR require us to specify our legal basis for processing personal data:

Consent: Processing based on your explicit permission for specific purposes. You may withdraw consent anytime by contacting support@saveapps.co.
Contract Performance: Processing necessary to fulfill our service obligations or at your request before entering agreements.
Legal Compliance: Processing required to meet legal obligations, cooperate with law enforcement, exercise legal rights, or provide litigation evidence.
Vital Interests: Processing necessary to protect your vital interests or those of others in safety-threatening situations.

Canadian Residents

We may process your information with express consent for specific purposes or where consent can be reasonably inferred (implied consent). You may withdraw consent anytime by contacting support@saveapps.co.

Legal processing without consent may occur in exceptional circumstances:

When collection clearly benefits an individual and timely consent isn’t obtainable
For fraud detection and prevention investigations
For business transactions meeting specific conditions
When contained in witness statements for insurance claim processing
For identifying injured, ill, or deceased persons and notifying next of kin
When reasonable grounds suggest financial abuse victimization
When consent would compromise information availability or accuracy for agreement breach or legal violation investigations
To comply with subpoenas, warrants, court orders, or court rules
When produced during employment, business, or professional activities and collection aligns with original purposes
For journalistic, artistic, or literary purposes
When publicly available and regulation-specified

4. INFORMATION SHARING AND DISCLOSURE

Overview: We share information only in specific situations with particular third parties.

Sharing Circumstances:

Corporate Transactions: Information may be shared during merger negotiations, asset sales, financing, or business acquisitions.

5. DATA RETENTION POLICIES

Overview: We retain information only as long as necessary for stated purposes unless longer retention is legally required.

Personal data is kept only for the duration necessary to fulfill Privacy Notice purposes, unless extended retention is legally required or permitted (such as for tax, accounting, or legal requirements). No purpose requires retaining personal data beyond your account lifespan with us.

When we no longer have legitimate business need to process your personal data, we delete or anonymize it. If deletion isn’t possible (such as with backup archives), we securely store and isolate the information from further processing until deletion becomes feasible.

6. SECURITY SAFEGUARDS

Overview: We protect your personal data through comprehensive technical and organizational security measures.

We’ve implemented appropriate technical and organizational security measures to protect processed personal information. However, no internet transmission or storage technology guarantees 100% security. We cannot promise that hackers, cybercriminals, or unauthorized parties won’t defeat our security and improperly access, collect, steal, or modify your information. While we strive to protect your personal data, transmission to and from our Platform occurs at your own risk. Access our Platform only in secure environments.

7. YOUR PRIVACY RIGHTS

Overview: Depending on your location (European Economic Area, United Kingdom, Canada), you have rights providing greater personal information access and control. You may review, modify, or terminate your account anytime.

In certain regions, you have specific data protection rights, potentially including: (i) requesting access to and copies of your personal information, (ii) requesting corrections or deletions, (iii) restricting personal information processing, and (iv) data portability when applicable. You may also object to personal information processing in certain circumstances. Make requests using contact details in “CONTACT INFORMATION” below.

We’ll consider and respond to requests according to applicable data protection laws.

Regulatory Complaints: EEA or UK residents believing we unlawfully process personal information may complain to local data protection authorities. Contact details: https://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.

Swiss residents can find data protection authority contacts here: https://www.edoeb.admin.ch/edoeb/en/home.html.

Consent Withdrawal: If processing relies on your consent (express or implied depending on applicable law), you may withdraw consent anytime by contacting us using “CONTACT INFORMATION” details or updating preferences.

Note: Withdrawal doesn’t affect processing lawfulness before withdrawal or processing based on lawful grounds other than consent.

Marketing Communications: Unsubscribe from marketing communications anytime by clicking unsubscribe links in emails or contacting us per “CONTACT INFORMATION.” You’ll be removed from marketing lists but may still receive service-related messages necessary for account management, service requests, or non-marketing purposes.

Account Management

To review, change, or terminate account information:

Access account settings to update user information
Contact us using provided contact information

Upon termination requests, we’ll deactivate or delete accounts and information from active databases. However, we may retain some information to prevent fraud, troubleshoot problems, assist investigations, enforce legal terms, and comply with legal requirements.

For privacy rights questions, email support@saveapps.co.

8. DO-NOT-TRACK SETTINGS

Most browsers and mobile systems include Do-Not-Track (“DNT”) features signaling privacy preferences against online activity monitoring and collection. No uniform DNT technology standard has been finalized. We don’t currently respond to DNT signals or other automatic tracking choice mechanisms. If future standards require compliance, we’ll update this Privacy Notice accordingly.

9. CALIFORNIA PRIVACY RIGHTS

Overview: California residents have specific personal information access rights.

California Civil Code Section 1798.83 (“Shine The Light” law) allows California residents to annually request, free of charge, information about personal information categories (if any) disclosed to third parties for direct marketing and third party names and addresses receiving personal information in the preceding calendar year. California residents may submit written requests using contact information below.

Residents under 18 with registered accounts may request removal of unwanted publicly posted data. Contact us using information below, including your account email address and California residency statement. We’ll ensure data isn’t publicly displayed but may not completely remove it from all systems (e.g., backups).

CCPA Privacy Notice

California regulations define “resident” as:

(1) Individuals in California for other than temporary or transitory purposes, and (2) California-domiciled individuals outside California for temporary or transitory purposes

All others are “non-residents.”

If this definition applies to you, we must adhere to specific personal information rights and obligations.

Personal Information Categories Collected

We’ve collected these personal information categories in the past twelve months:

CategoryDescriptionCollectedA. IdentifiersContact information including names, aliases, addresses, phone numbers, unique identifiers, online identifiers, IP addresses, email addresses, account namesYESB. California Customer RecordsNames, contact information, education, employment, employment history, financial informationYESC. Protected ClassificationsGender, date of birthNOD. Commercial InformationTransaction records, purchase history, financial details, payment informationYESE. Biometric InformationFingerprints, voiceprintsNOF. Internet ActivityBrowsing history, search history, online behavior, interest data, website/application/system/advertisement interactionsNOG. Geolocation DataDevice locationNOH. Sensory InformationImages, audio, video, call recordings from business activitiesNOI. Professional InformationBusiness contact details for service provision, job titles, work history, professional qualifications for job applicationsNOJ. Education InformationStudent records, directory informationNOK. InferencesProfiles or summaries derived from collected personal information about preferences and characteristicsNO

Additional personal information may be collected through:

Customer support interactions
Survey or contest participation
Service delivery and inquiry responses

Information Use and Sharing

Detailed collection and sharing practices appear throughout this Privacy Notice.

Authorized agent opt-out requests may be denied without valid authorization proof.

Information Sharing with Others

We may disclose personal information to service providers under written contracts. Each service provider is a for-profit entity processing information on our behalf.

We may use personal information for internal research and technological development. This isn’t considered “selling” personal information.

SaveApps LLC hasn’t disclosed or sold personal information to third parties for business or commercial purposes in the preceding twelve months. SaveApps LLC won’t sell personal information belonging to website visitors, users, or consumers in the future.

California Consumer Rights

Data Deletion Rights

You may request personal information deletion. We’ll honor deletion requests and delete personal information, subject to legal exceptions such as protecting other consumers’ free speech rights, meeting legal compliance requirements, or protecting against illegal activities.

Information Access Rights

You may have the right to know:

Whether we collect and use your personal information
Personal information categories we collect
Collection purposes for personal information
Whether we sell personal information to third parties
Personal information categories sold or disclosed for business purposes
Third party categories receiving sold or disclosed personal information
Business or commercial purposes for collecting or selling personal information

We’re not obligated to provide or delete de-identified consumer information in response to consumer requests or re-identify individual data for consumer request verification.

Non-Discrimination Rights

We won’t discriminate against you for exercising privacy rights.

Identity Verification

Upon receiving requests, we’ll verify your identity to confirm you’re the person about whom we have information. Verification requires you to provide information matching previously provided information. Depending on request types, we may ask for specific information matching our files or contact you through previously provided communication methods. Other verification methods may be used as circumstances require.

We’ll use request-provided personal information only for identity or authority verification. We’ll avoid requesting additional verification information when possible. If we can’t verify identity from maintained information, we may request additional information for identity verification and fraud prevention. Such additional information will be deleted after verification completion.

Additional Privacy Rights

Object to personal information processing
Request personal data correction if incorrect or no longer relevant, or restrict information processing
Designate authorized agents for CCPA requests (may be denied without valid authorization proof)
Request opt-out from future personal information sales to third parties (we’ll act within fifteen days of request submission)

Exercise these rights by contacting support@saveapps.co or using contact details below. We welcome data handling complaints.

10. POLICY UPDATES

Overview: We update this notice as needed to maintain legal compliance.

This Privacy Notice may be updated periodically. Updated versions will show revised “Effective Date” and become effective upon accessibility. For material changes, we may post prominent notices or send direct notifications. Review this Privacy Notice regularly to stay informed about our information protection practices.

11. CONTACT INFORMATION

For questions or comments about this notice, contact us at:

Email: support@saveapps.co

Mail:
SaveApps LLC
[Your Address]
[City, State ZIP Code]
United States

12. DATA ACCESS AND MODIFICATION REQUESTS

Based on your country’s applicable laws, you may have rights to request access to collected personal information, modify that information, or delete it. To request review, updates, or deletion of your personal information, contact support@saveapps.co.