TERMS OF SERVICE - SaveApps

Last Updated: 02/07/2025

These Terms of Service (“Agreement”) govern your use of SaveApps LLC’s budgeting application and related services (“Platform”). By accessing or using our Platform, you agree to be bound by these terms.

Important: Please read this Agreement carefully. If you do not agree with these terms, discontinue use of our Platform immediately.

1. ACCEPTANCE AND OVERVIEW

Platform Access

SaveApps LLC (“Company,” “we,” “us,” or “our”) provides budgeting and financial management services through our mobile application and website (collectively, the “Platform”). These terms establish the legal relationship between you and SaveApps LLC.

Agreement to Terms

By creating an account, downloading our application, or using any Platform features, you acknowledge that you have read, understood, and agree to be bound by this Agreement and our Privacy Policy.

Platform Modifications

We reserve the right to modify, update, or discontinue Platform features at any time without prior notice. Your continued use following any changes constitutes acceptance of the modified terms.

2. INTELLECTUAL PROPERTY AND USAGE RIGHTS

Our Proprietary Rights

All Platform content, including software, text, graphics, logos, images, audio, video, data compilations, and interface designs (collectively, “Platform Content”) is owned by SaveApps LLC and protected by intellectual property laws. Our trademarks, service marks, and logos are proprietary to SaveApps LLC.

Limited User License

Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, non-commercial purposes only.

Usage Restrictions

You may not reproduce, distribute, modify, create derivative works, publicly display, publicly perform, republish, download, store, or transmit any Platform Content except as specifically permitted in this Agreement. Commercial use of Platform Content requires our express written permission.

3. USER WARRANTIES AND REPRESENTATIONS

By using our Platform, you affirm that:

All registration and account information you provide is truthful, accurate, current, and complete
You will maintain information accuracy and promptly update registration details as needed
You possess legal capacity and agree to comply with this Agreement
You are at least 13 years of age
If you are a minor in your jurisdiction, you have obtained parental permission to use the Platform
You will not access the Platform through automated or non-human means (bots, scripts, etc.)
You will not use the Platform for illegal or unauthorized purposes
Your Platform use will not violate applicable laws or regulations

Providing false, inaccurate, outdated, or incomplete information may result in account suspension or termination and refusal of current or future Platform access.

4. ACCOUNT REGISTRATION AND SECURITY

Registration Requirements

Platform access may require account registration. You agree to maintain password confidentiality and accept responsibility for all account and password usage.

Username Policy

We reserve the right to remove, reclaim, or modify usernames that we determine, in our sole discretion, to be inappropriate, obscene, or otherwise objectionable.

5. PAYMENT TERMS AND BILLING

Accepted Payment Methods

We accept the following payment options:

Visa
Mastercard
American Express

Purchase Obligations

When purchasing Platform services, you agree to provide current, complete, and accurate purchase and account information. You must promptly update account and payment details, including email addresses, payment methods, and card expiration dates, to enable transaction completion and necessary communications.

Billing and Pricing

Billing occurs through online accounts for Platform purchases. Sales tax will be added as we determine necessary. We reserve the right to modify prices at any time. All payments must be in currencies accepted by Apple.

Payment Authorization

You agree to pay all charges at then-current prices and authorize us to charge your selected payment provider upon purchase. For recurring charges, you consent to automatic billing without prior approval for each charge until you notify us of cancellation.

Error Correction and Order Refusal

We reserve the right to correct pricing errors or mistakes, even after payment request or receipt. We also reserve the right to refuse any Platform orders.

6. FREE TRIAL OFFER

We provide a 7-day free trial for new registered users. Your account will be charged according to your selected subscription plan upon free trial expiration.

7. SUBSCRIPTION CANCELLATION

Cancellation Process

Cancel your subscription anytime by logging into your account or contacting us using the information provided below. Cancellation becomes effective at the end of your current paid term.

Service Concerns

If you are dissatisfied with our services, please email support@saveapps.co.

8. PROHIBITED CONDUCT

Platform Purpose

You may only access or use the Platform for its intended purposes. Platform use in connection with commercial endeavors is prohibited unless specifically endorsed or approved by us.

Prohibited Activities

As a Platform user, you agree not to:

Systematically extract data or content to create collections, compilations, databases, or directories without written permission
Deceive, defraud, or mislead us or other users, particularly in attempts to obtain sensitive account information
Circumvent, disable, or interfere with Platform security features, including those preventing content copying or enforcing usage limitations
Disparage, tarnish, or harm us or the Platform in our opinion
Use Platform-obtained information to harass, abuse, or harm others
Misuse support services or submit false abuse or misconduct reports
Use the Platform in ways inconsistent with applicable laws or regulations
Engage in unauthorized framing or linking to the Platform
Upload or transmit viruses, malware, excessive capital letters, spam, or other materials that interfere with Platform enjoyment or functionality
Use automated systems, scripts, data mining tools, robots, or similar data gathering methods
Remove copyright or proprietary rights notices from Platform Content
Impersonate other users or use another user’s username
Upload or transmit passive or active information collection mechanisms, including clear gifs, pixels, web bugs, cookies, or similar devices
Interfere with, disrupt, or create undue burden on the Platform or connected networks
Harass, annoy, intimidate, or threaten our employees or agents
Attempt to bypass Platform access restrictions
Copy or adapt Platform software, including Flash, PHP, HTML, JavaScript, or other code
Decipher, decompile, disassemble, or reverse engineer Platform software, except as permitted by law
Use automated systems, spiders, robots, scrapers, or offline readers to access the Platform, except standard search engines or browsers
Use purchasing agents to make Platform purchases
Collect usernames or email addresses for unsolicited communications or create automated or false user accounts
Use the Platform to compete with us or for revenue-generating or commercial purposes

9. USER-GENERATED CONTENT

Content Submission

While the Platform does not typically allow user content submission, we may provide opportunities for you to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials, including text, media, graphics, comments, suggestions, or personal information (“User Content”).

Content Warranties

When creating or making User Content available, you represent and warrant that:

Creating, distributing, transmitting, displaying, or accessing your User Content does not infringe third-party proprietary rights
You are the creator and owner or have necessary licenses, rights, consents, and permissions for User Content use
You have written consent from identifiable individuals in your User Content for name or likeness use
Your User Content is not false, inaccurate, or misleading
Your User Content is not unauthorized advertising, promotional materials, pyramid schemes, spam, or other solicitation
Your User Content is not obscene, violent, harassing, libelous, or otherwise objectionable
Your User Content does not ridicule, mock, disparage, intimidate, or abuse anyone
Your User Content is not used for harassment, threats, or violence promotion
Your User Content does not violate applicable laws or regulations
Your User Content does not violate privacy or publicity rights
Your User Content does not violate laws concerning child protection or minor welfare
Your User Content does not include offensive comments related to race, national origin, gender, sexual preference, or physical disabilities
Your User Content does not otherwise violate this Agreement or applicable laws

Violating these requirements may result in account termination or suspension.

10. CONTENT LICENSING

Data Processing

We may access, store, process, and use information and personal data you provide according to our Privacy Policy and your settings.

Feedback Usage

By submitting suggestions or feedback regarding the Platform, you agree that we may use and share such feedback for any purpose without compensation.

Content Ownership

We do not claim ownership of your User Content. You retain full ownership and intellectual property rights in your User Content. We are not liable for statements or representations in your User Content. You are solely responsible for your User Content and agree to hold us harmless from related responsibility and legal action.

11. MOBILE APPLICATION LICENSING

Usage License

If accessing the Platform via mobile application, we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the application on devices you own or control, strictly according to these license terms.

Application Restrictions

You shall not:

Decompile, reverse engineer, disassemble, derive source code, or decrypt the application, except as legally permitted
Modify, adapt, improve, enhance, translate, or create derivative works from the application
Violate applicable laws in connection with application access or use
Remove, alter, or obscure proprietary notices posted by us or application licensors
Use the application for revenue generation, commercial enterprise, or unintended purposes
Make the application available over networks for multi-device or multi-user access
Use the application to create competitive products, services, or software
Use the application for automated queries or unsolicited commercial communications
Use proprietary information or interfaces in designing, developing, manufacturing, licensing, or distributing applications, accessories, or devices

App Store Terms

For applications obtained from Apple Store or Google Play (“App Distributors”):

License is limited to non-transferable use on iOS or Android devices according to App Distributor usage rules
We provide maintenance and support as specified in this Agreement or required by law; App Distributors have no support obligations
For warranty failures, notify the App Distributor for potential refunds according to their policies; App Distributors have no other warranty obligations
You represent that you are not in embargoed countries or on prohibited party lists
You must comply with applicable third-party agreements when using the application
App Distributors are third-party beneficiaries with enforcement rights for mobile application license terms

12. FEEDBACK AND SUBMISSIONS

You acknowledge that questions, comments, suggestions, ideas, feedback, or other information regarding the Platform (“Submissions”) provided to us are non-confidential and become our sole property. We own exclusive rights, including intellectual property rights, and may use and disseminate Submissions for any lawful purpose without acknowledgment or compensation. You waive all moral rights to Submissions and warrant they are original or you have submission rights. You agree there shall be no recourse against us for alleged or actual infringement or misappropriation of proprietary rights in your Submissions.

13. THIRD-PARTY CONTENT AND WEBSITES

External Links and Content

The Platform may contain links to other websites (“External Sites”) and third-party content including articles, media, designs, applications, software, and other materials (“Third-Party Content”). External Sites and Third-Party Content are not investigated, monitored, or verified by us for accuracy, appropriateness, or completeness.

Third-Party Disclaimer

We are not responsible for External Sites accessed through the Platform or Third-Party Content posted on, available through, or installed from the Platform, including content accuracy, offensiveness, opinions, reliability, or privacy practices. Inclusion, linking, or use permission does not imply our approval or endorsement.

User Risk and Responsibility

If you access External Sites or use Third-Party Content, you do so at your own risk and acknowledge these Terms no longer govern. Review applicable terms, policies, and privacy practices of any sites you navigate to from the Platform. Purchases through External Sites are exclusively between you and third parties; we take no responsibility for such transactions. You agree to hold us harmless from harm caused by third-party purchases, losses from Third-Party Content, or contact with External Sites.

14. GOVERNMENT USAGE RIGHTS

Our services are “commercial items” as defined in Federal Acquisition Regulation (“FAR”) 2.101. For non-Department of Defense agency acquisitions, our services are subject to these Terms according to FAR 12.212 (computer software) and FAR 12.211 (technical data). For Department of Defense acquisitions, our services are subject to these Terms according to Defense Federal Acquisition Regulation (“DFARS”) 227.7202-3, with DFARS 252.227-7015 applying to technical data. This clause supersedes other FAR, DFARS, or provisions addressing government rights in computer software or technical data.

15. PLATFORM MANAGEMENT

We reserve the right, but not the obligation, to:

Monitor the Platform for Agreement violations
Take appropriate legal action against violators, including law enforcement reporting
Refuse, restrict, limit, or disable User Content or portions thereof at our sole discretion
Remove or disable files and content that are excessive in size or burdensome to our systems
Manage the Platform to protect our rights and property and facilitate proper functioning

16. PRIVACY AND DATA PROTECTION

We prioritize data privacy and security. Please review our Privacy Policy at [Privacy Policy URL]. By using the Platform, you agree to be bound by our Privacy Policy, incorporated into these Terms.

Important: The Platform is hosted in the United States. If you access the Platform from regions with different personal data laws, your continued use transfers your data to the United States, and you consent to data transfer and processing here.

We do not knowingly collect information from children under 13 or market to children. Per the U.S. Children’s Online Privacy Protection Act, if we learn anyone under 13 has provided personal information without verifiable parental consent, we will delete that information as quickly as reasonably practical.

17. TERM AND TERMINATION

Agreement Duration

This Agreement remains effective while you use the Platform.

Termination Rights

WE RESERVE THE RIGHT TO DENY ACCESS AND PLATFORM USE (INCLUDING IP ADDRESS BLOCKING) TO ANY PERSON FOR ANY REASON OR NO REASON, INCLUDING AGREEMENT BREACHES, REPRESENTATION OR WARRANTY VIOLATIONS, OR APPLICABLE LAW VIOLATIONS. WE MAY TERMINATE YOUR PLATFORM USE OR DELETE YOUR ACCOUNT AND CONTENT AT ANY TIME WITHOUT WARNING AT OUR SOLE DISCRETION.

Post-Termination Restrictions

If we terminate or suspend your account, you are prohibited from registering new accounts under your name, fake names, borrowed names, or third-party names. We reserve the right to pursue appropriate legal action, including civil, criminal, and injunctive relief.

18. PLATFORM MODIFICATIONS AND INTERRUPTIONS

Modification Rights

We reserve the right to change, modify, or remove Platform contents at any time for any reason at our sole discretion without notice. We have no obligation to update Platform information and reserve the right to modify or discontinue all or part of the Platform without notice.

Service Availability

We cannot guarantee continuous Platform availability. Hardware, software, or maintenance issues may cause interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or modify the Platform at any time without notice. You agree we have no liability for losses, damages, or inconveniences caused by Platform access inability during downtime or discontinuance.

19. GOVERNING LAW

This Agreement is governed by and interpreted under United States federal law and the laws of [Your State]. The United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. For disputes arising under this Agreement, you consent to the jurisdiction of state and federal courts located in [Your State/City].

20. DISPUTE RESOLUTION

Informal Resolution

Before initiating formal dispute resolution, contact support@saveapps.co to attempt informal resolution.

Binding Arbitration

Any disputes arising from or relating to this Agreement or Platform use shall be resolved through binding arbitration under the American Arbitration Association rules, except for injunctive relief claims. Arbitration shall occur in [Your City, State].

21. INFORMATION ACCURACY

Platform information may contain typographical errors, inaccuracies, or omissions regarding descriptions, pricing, availability, and other details. We reserve the right to correct errors, inaccuracies, or omissions and change or update Platform information at any time without notice.

22. DISCLAIMER OF WARRANTIES

THE PLATFORM IS PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. YOU AGREE PLATFORM USE AND OUR SERVICES ARE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTIES ABOUT PLATFORM CONTENT ACCURACY OR COMPLETENESS OR LINKED WEBSITE CONTENT AND ASSUME NO LIABILITY FOR: (1) CONTENT AND MATERIAL ERRORS, MISTAKES, OR INACCURACIES, (2) PERSONAL INJURY OR PROPERTY DAMAGE FROM PLATFORM ACCESS AND USE, (3) UNAUTHORIZED SERVER ACCESS OR PERSONAL/FINANCIAL INFORMATION USE, (4) PLATFORM TRANSMISSION INTERRUPTION OR CESSATION, (5) BUGS, VIRUSES, OR MALWARE TRANSMITTED THROUGH THE PLATFORM, AND (6) CONTENT ERRORS OR OMISSIONS OR LOSSES FROM CONTENT USE.

WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THIRD-PARTY PRODUCTS OR SERVICES ADVERTISED THROUGH THE PLATFORM OR HYPERLINKED WEBSITES AND WILL NOT MONITOR TRANSACTIONS BETWEEN YOU AND THIRD-PARTY PROVIDERS.

23. LIABILITY LIMITATIONS

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, OR DATA LOSS ARISING FROM PLATFORM USE, EVEN IF ADVISED OF SUCH DAMAGE POSSIBILITIES.

OUR LIABILITY TO YOU FOR ANY CAUSE AND REGARDLESS OF ACTION FORM WILL ALWAYS BE LIMITED TO AMOUNTS PAID BY YOU TO US DURING THE SIX MONTHS PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN STATE AND INTERNATIONAL LAWS DO NOT ALLOW IMPLIED WARRANTY LIMITATIONS OR DAMAGE EXCLUSIONS. IF THESE LAWS APPLY, SOME DISCLAIMERS OR LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

24. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless SaveApps LLC, including subsidiaries, affiliates, officers, agents, partners, and employees, from losses, damages, liabilities, claims, or demands, including reasonable attorneys’ fees, made by third parties due to or arising from: (1) Platform use; (2) Agreement breaches; (3) representation and warranty breaches; (4) third-party rights violations, including intellectual property rights; or (5) harmful acts toward other Platform users.

We reserve the right, at your expense, to assume exclusive defense and control of matters requiring your indemnification, and you agree to cooperate with our defense at your expense. We will use reasonable efforts to notify you of claims subject to this indemnification.

25. USER DATA MANAGEMENT

We maintain certain data you transmit to the Platform for performance management and usage data. Although we perform regular data backups, you are solely responsible for all transmitted data and activity-related data. You agree we have no liability for data loss or corruption and waive rights of action against us for such loss or corruption.

26. ELECTRONIC COMMUNICATIONS

Electronic Communication Consent

Platform visits, emails, and online form completion constitute electronic communications. You consent to receive electronic communications and agree that electronic agreements, notices, disclosures, and communications via email and the Platform satisfy legal writing requirements.

Electronic Records

YOU AGREE TO ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND RECORDS USE AND ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND TRANSACTION RECORDS INITIATED OR COMPLETED BY US OR VIA THE PLATFORM. You waive rights or requirements under statutes, regulations, rules, or laws requiring original signatures, non-electronic record delivery or retention, or non-electronic payment or credit granting.

27. CALIFORNIA RESIDENTS

For unresolved complaints, California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

28. FINANCIAL ACCOUNT INTEGRATION

Account Connectivity Service

Our Platform includes features allowing you to connect and view your financial accounts, recent transactions, budgeting tools, and expense recommendations. This service is provided through our account information service providers, including but not limited to various financial data aggregators.

Third-Party Data Processing

By requesting account connectivity services, our service providers will access and collect information from your online bank accounts (such as balances and transactions) and supply us with this information for display through the Platform and to enable described services.

Third-Party Terms

Our service providers’ privacy notices and terms of service apply to their processing of your personal data in connection with account connectivity services. You should review these providers’ privacy policies and terms of use.

29. MISCELLANEOUS PROVISIONS

Entire Agreement

These Terms and Platform policies constitute the entire agreement between you and us. Our failure to exercise rights or enforce provisions does not waive such rights or provisions.

Assignment and Control

We may assign rights and obligations to others at any time. We are not responsible for losses, damages, delays, or failures caused by causes beyond our reasonable control.

Severability

If any provision is determined unlawful, void, or unenforceable, that provision is severable and does not affect remaining provision validity and enforceability.

Relationship

No joint venture, partnership, employment, or agency relationship is created between you and us through this Agreement or Platform use.

Construction

This Agreement will not be construed against us for having drafted it. You waive defenses based on electronic form and lack of signing.

30. CONTACT INFORMATION

To resolve complaints or receive additional information about Platform use, contact us at:

Email: support@saveapps.co

For all inquiries, please use the email address provided above.